“Your Payment Requires Additional Review” in Zelle means that the payment you attempted to make is being held for further review by Zelle’s fraud detection system. This could be because the payment is being sent to an unusual recipient, or because the payment amount is higher than usual. The payment will not be processed until it has been reviewed and cleared by Zelle’s security team. If the payment is approved, it will be processed and the funds will be transferred to the recipient. If the payment is not approved, the funds will be returned to your account and you will be notified of the reason for the decline.

Your Payment Requires Additional Review
Unfortunately, it appears that your payment requires additional review. This could be due to a variety of reasons, such as discrepancies in the billing information provided or concerns about the security of the transaction. In any case, our team will review the payment and take the necessary steps to ensure its validity. This process may take some time, but we appreciate your patience and understanding as we work to protect your account and personal information. If you have any questions or concerns, please reach out to our customer support team for assistance.
Why Is My Zelle Payment Under Review?

Your Zelle payment may be under review for a number of reasons, such as discrepancies in the information provided or concerns about the security of the transaction. It’s possible that the recipient’s email or mobile number is not registered with Zelle. Additionally, the payment amount might exceed the established limit or the payment is being made to an individual. These are some of the reasons why the system automatically flags certain transactions for review. The review process is done to protect your account and personal information and ensure that all transactions made through Zelle are valid and legitimate. The review process may take some time, but our team will work diligently to resolve any issues and release the funds as soon as possible. If you have any questions or concerns, please reach out to our customer support team for assistance.
Similar to Payment Under Review Is Payment Pending
- Insufficient funds

- Recipient not enrolled
- The recipient isn’t a U.S. citizen or using a U.S. bank
How Long Does It Take Zelle to Review a Payment?
The length of time it takes for Zelle to review a payment can vary depending on a number of factors such as the complexity of the issue and the number of transactions that are currently being reviewed. Typically, Zelle aims to review payments within a 24-48 hour period. However, in some cases, it may take longer for the review to be completed. It’s important to keep in mind that this process is in place to protect your account and personal information and to ensure that all transactions made through Zelle are valid and legitimate.
If you have any concerns about the status of your payment, you can reach out to the Zelle customer support team for assistance. They will be able to provide you with more information about the status of your payment and an estimated timeline for when the review will be completed. Please note that it’s important to have all the required information ready when you contact customer support to expedite the process.
FAQs
How do I cancel a Zelle payment that’s under review?
To cancel a Zelle payment that is under review, you will need to contact the Zelle customer support team. They will be able to assist you with canceling the payment and provide you with more information about the process.
You will need to provide the customer support team with the following information:
- The email address or mobile number of the recipient
- The transaction amount
- The transaction date
- The reason for canceling the payment
It’s important to keep in mind that the ability to cancel a Zelle payment is subject to the terms and conditions of the service. If the payment has already been processed, it may not be possible to cancel it. The customer support team will be able to provide you with more information about the status of the payment and what options are available to you.
Please note that if the payment is already processed and the money is already transferred, it may not be possible to cancel the payment and you will need to contact the recipient and ask them to refund the money.
How do I use Zelle in a safe manner?
Using Zelle in a safe manner involves taking certain precautions to protect your personal and financial information. Here are a few tips to help you use Zelle safely:
- Verify the recipient’s email address or mobile number before sending a payment. Scammers may try to impersonate a legitimate contact in order to receive payments.
- Never send money to someone you don’t know or trust.
- Do not click on any links or download any attachments from unknown sources, especially if they claim to be from Zelle or a financial institution.
- Keep your mobile device and the Zelle app updated with the latest security features.
- Use a strong and unique password for your Zelle account, and do not share it with anyone.
- Be mindful of phishing attempts, and always look out for suspicious activity on your account.
- Review your account activity regularly to ensure that all transactions are legitimate.
- Be aware of the limits of Zelle transactions, and if you need to send or receive more than the limit, consider using other methods of transfer.
By following these tips, you can help protect your personal and financial information and use Zelle in a safe and secure manner. Remember that if you ever encounter suspicious activity on your account or have any concerns, contact Zelle customer support immediately.
Is my banking information secure with Zelle?
es, a piece of what makes Zelle free from even a hint of harm is that to send an installment, all that is required is the beneficiary’s email address or cell phone number. There’s a compelling reason to need to give anybody your ledger number or some other individual data. Zelle is similarly basically as secure as your monetary establishment. They additionally utilize start-to-finish information encryption, giving one more degree of safety.
Zelle Payment Review Issues Solved
If you are experiencing issues with a Zelle payment that is under review, there are a few steps you can take to help resolve the issue and get your payment processed.
- Contact Zelle customer support: The customer support team will be able to provide more information about the status of your payment and why it is under review. They will also be able to assist you with resolving any issues that may be preventing your payment from being processed.
- Verify your information: Make sure that the recipient’s email address or mobile number is correct and that all other information provided, such as the payment amount and transaction date, is accurate.
- Check the transaction limit: Zelle has a limit on the amount that can be transferred in a single transaction. If your payment exceeds this limit, it may be flagged for review.
- Provide additional information: If Zelle customer support requests additional information, such as a copy of your ID or proof of payment, make sure to provide it as soon as possible to speed up the review process.
- Wait for the review process to be completed: Zelle aims to review payments within 24-48 hours, but in some cases, it may take longer. Keep in mind that this process is in place to protect your account and personal information and ensure that all transactions made through Zelle are valid and legitimate.
By following these steps, you can help resolve any issues with your Zelle payment and get it processed as quickly as possible. If you have any further questions or concerns, you can always reach out to Zelle customer support for assistance.